Sawubona ngekusasa lokuthengisa: Ubuchwepheshe obungenamali
Ubuwazi lokho?umshini wokuthengisaUkuthengisa ngo-2022 kubone ukwanda okuphawulekayo okungu-11% kwezindlela zokukhokha ezingenayo imali kanye neze-elekthronikhi? Lokhu kwaba ngu-67% omangalisayo wazo zonke izinkokhelo.
Njengoba ukuziphatha kwabathengi kushintsha ngokushesha, olunye lwezinguquko ezibaluleke kakhulu yindlela abantu abathenga ngayo. Abathengi banamathuba amaningi okusebenzisa amakhadi abo noma ama-smartphone ukwenza izinkokhelo kunokukhokha ngemali. Ngenxa yalokho, amabhizinisi nabathengisi banikeza izinkokhelo zedijithali ukuze bahlale bencintisana futhi banelise izidingo zamakhasimende abo.
Umkhuba Wokuthengisa
Ukuvela kwemishini yokuthengisa ngaphandle kwemali kushintsha indlela esithenga ngayo. Le mishini ayiseyona nje imishini yokusabalalisa ukudla okulula neziphuzo; isithuthuke yaba imishini yokuthengisa eyinkimbinkimbi. Lo Mkhuba uyenzeka futhi ku-imishini yokuthengisa ikhofi, imishini yekhofikanye nemishini yokuthengisa ukudla neziphuzo njll.
Le mishini yokuthengisa yesimanje inikeza izinhlobo eziningi zemikhiqizo kusukela ku-elekthronikhi kanye nezimonyo kuya ekudleni okusha ngisho nezinto zokunethezeka.
Lo mkhuba wokukhokha nge-elekthronikhi ongenamali ubangelwa ukulula futhi unikeza izinzuzo eziningana emabhizinisini.
Ukuthengisa ngaphandle kwemali kuvumela ukulandelelwa kwempahla ngesikhathi sangempela, ukuthuthukiswa kokusebenza kahle kokuthengisa, futhi kusekelwe kudatha yokuthenga kwamakhasimende. Kuyisimo esizuzisa bonke abathengi namabhizinisi!
Yini Eholele Ekuthambekeni Kokungabi Namali?
Amakhasimende namuhla akhetha ukuthengiselana okungenakho ukuthinta kanye nokungenakho imali okusheshayo, okulula, futhi okusebenzayo. Abasafuni ukukhathazeka ngokuba nemali efanelekile yokukhokha.
Kubasebenzisi bemishini yokuthengisa, ukukhokha imali kungenza umsebenzi ube lula. Ukuphatha nokuphatha imali kungadla isikhathi esiningi futhi kungaba yingozi emaphutheni abantu.
Kuhilela ukubala izinhlamvu zemali kanye nama-bill, ukuwafaka ebhange, nokuqinisekisa ukuthi imishini igcwele ushintshi ngokwanele.
Ukuthengiselana okungenamali kuqeda le misebenzi, kwenza osomabhizinisi bakwazi ukutshala lesi sikhathi esibalulekile kanye nezinsiza kwezinye izindawo.
Izinketho Zokusebenzisa Imali Ngaphandle Kwemali
• Izifundi zamakhadi esikweletu kanye nawedebithi ziyinketho ejwayelekile.
• Izinketho zokukhokha ngeselula, zingenye indlela.
• Izinkokhelo zekhodi ye-QR nazo zingacatshangelwa.
Ikusasa Lokuthengisa Alinamali
Umbiko kaCantaloupe ubikezela ukukhula okungu-6-8% kokuthengiselana okungenamali emishinini yokuthengisa ukudla neziphuzo, uma kucatshangwa ukuthi ukwanda kuhlala kuzinzile. Abantu bakhetha ukulula kokuthenga, futhi izinkokhelo ezingenamali zidlala indima enkulu kulokho kulula.
Isikhathi sokuthunyelwe: Juni-11-2024
